Bank News

Welcome to our new Website

Welcome to a better banking experience. At Lake Ridge Bank, we blend hometown service and innovative tools to help our clients thrive.

Whether you’re opening your first account, growing your business, or planning for your future, our team is here to provide personalized solutions and trusted guidance every step of the way.

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Manage Your Money

Credit Cards

Whether you’re looking for low rates, great rewards, or credit-building tools, we have a Visa card to match your goals.

Compare Cards
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Mobile Banking

Check balances, transfer funds, deposit checks, and more—all from your phone. With strong security and a simple app, banking is easier than ever.

Download The App

Plan Your Mortgage

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Mortgage Options

From your first search to your final signature, we’re here to help you understand your mortgage choices and feel confident about your next move.

Find Your Fit
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Current Rates

Start by reviewing current mortgage rates to get a better sense of affordability and monthly payments before moving forward with pre-approval.

See Our Rates

Grow Your Wealth

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Confident Investing

With over 40 years in business and $1.4 billion in assets under management, we have the expertise to help you achieve your goals.

Explore Services
retirement planning

Retirement Planning

Whether you’re a few years away or already in retirement, we’ll help you navigate whatever your second act might bring.

See How We Help

Great Rates, Simple Products

CD Specials

3.19%
APY1
22 Month CD

30 Year Mortgage

5.844%
APR1

Credit Card

13.50%
APY2
Visa Signature

HELOC

5.24%
APY1
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Built On Local Values

With deep roots in Dane, Green, and Rock counties, we’ve grown by staying true to what matters: service, integrity, and community. We’re more than a bank—we’re your neighbors.

What Our Clients Say

Banknotes Blog

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grandma and granddaughter cooking

Top Savings Lessons Every Parent and Grandparent Should Teach Their Kids

Teaching children about money early is one of the best gifts parents and grandparents can give. Financial education builds confidence, responsibility, and lifelong success. This February, while love is in the air, take time to
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Middleton - University

Lake Ridge Bancorp Reports Record Net Income for 2025

January 30, 2026 (MADISON, Wis.) – Lake Ridge Bancorp, Inc. (OTCQX: LRBI), the parent company of Lake Ridge Bank, reported record net income for the year ended December 31, 2025. Financial Highlights Lake Ridge Bancorp reported record
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How we became Lake Ridge Bank

How We Became Lake Ridge Bank

In March, State Bank of Cross Plains and Monona Bank announced our Merger of Equals. We knew right from the start that one of the most important decisions we would need to make was what
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How to Make Banking Easier (and Safer): Sign up for ACH and Positive Pay

Using ACH and Positive Pay (for ACH or checks) through our online banking platform makes managing payments safe and seamless whether processing physical checks or handling payments electronically.
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