Mortgage Products

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Mortgage Products

Stress-Free Home Loans

Our favorite moment is when we can say, "Welcome to your new home." But we also know that qualifying for a loan to open the doors to your new place can be stressful, especially if you're a first-time home buyer. Our Mortgage Lenders will be by your side every step of the way.

Start your exploring of our mortgage options and resources, contacting a local lender directly, or easily start your application online today.

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First-Time Homebuyer

Explore these steps to get a mortgage and buy your first home, including preparing, submitting the application, finding your home, and closing!

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Mortgage Loan Options

The three popular types of mortgages are fixed rate, ARM, and jumbo loan. Compare mortgage loans and reach out to a lender to get started.

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Refinance

Is it the right time to refinance your home? Refinancing can shorten your loan term, or lower your interest rate or monthly payment.

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Construction Loans

Make your vision come to life with a construction loan, tailored specifically for aspiring home-builders looking to turn their dreams to reality.

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Changing Homes & Vacation Home

This may not be your first time around the block but deciding to purchase a second home can be just as exciting – and just as stressful. Let us help!

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Home Improvement

Whether you need it for the dream vacation or the dream kitchen, tapping into your home's equity can help make your dream a reality.

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Lot Loans

Secure your dream property with Lake Ridge Bank's Lot Loans. Whether for a future home or recreational land, get expert guidance and competitive rates. Apply online now!

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