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How We Became Lake Ridge Bank

We knew right from the start that one of the most important decisions we would need to make was what to name our new bank.

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We love seeing people in our lobbies, where you can grab a cup of coffee, a root beer, or a cookie. While many area banks are beginning to rely mainly on digital banking tools, we have recommitted to building relationships face-to-face by making all banking services available in every community we serve.

In mid-September, the Federal Reserve (the Fed) cut a key interest rate by 50 basis points – also referred to as half of a percentage point – for the first time in more than four years.

The holiday season can be one of the most magical times of the year—but it can also be stressful for your wallet. With thoughtful planning, it’s possible to enjoy the festivities without financial regret.

The holiday season is a time for celebration, generosity, and shopping—but unfortunately, it’s also prime time for scammers to strike.

October is Cybersecurity Awareness Month, and at Lake Ridge Bank, we’re committed to helping you keep your financial information safe from cyber criminals.

You might feel powerless to protect your personal information and data when you hear about breaches at big corporations or data services.

With inventory low and home prices higher than a few years ago, many would-be first-time buyers feel like the threshold is too high to make the leap into home ownershi

You don’t have to look back very far in history to realize that the financial industry was built by men, for men. In fact, as recently as 1974, single, widowed, or divorced women were required to have a man cosign any credit application, regardless of the woman’s income. Luckily, most modern wealth management professionals not only include women in the process, but often recognize and respect that women have developed significant financial power.

Preparing for a new baby can be an overwhelming, anxiety-inducing, exciting experience. Strollers, diapers, daycare … there are so many decisions to make in what seems like a long time, but really isn’t. If you’re a new mom or dad, you know how quickly nine months pass. If we can give anyone that is expecting one piece of advice, it’s to add financial planning for your child to your list of to-dos.

Your credit score is an important part of your financial health. Credit Sense can help you understand your current credit score and provide suggestions for improvement based on the criteria that go into the equation.

It's hard to believe that we've turned the page on 2021, a year full of ups, downs, and everything in between. But before you look ahead to the possibility that 2022 holds, it may be a good idea to evaluate how you did financially over the previous 12 months. Budget & spending, emergency & other expenses, and savings are good places to start.