Financing

Business Banking

Fast Approvals from Your Local Lender

You’ve always wanted to be a business owner. We’ve always wanted to be a business owner’s lender. Whether you’re looking to start a new business or improve the one you already have, Lake Ridge Bank has expertise in commercial real estate and business lending, letters of credit, construction loans, commercial leasing, and more. Help us help you make your dreams come true. Lake Ridge Bank is an SBA Preferred Lender.

Streamline Approval & Secure Online Application

Business decisions often need to be made quickly – we understand, and we believe that the agility we afford our commercial customers is a true market differentiator. Our streamlined approvals process ensures that you and your operation will never miss out on an opportunity because you’re waiting on a decision from us, allowing you to always keep your sights fixed on future successes. 

Our online application process is easy to use, offers local support and ensures your information is secure. The first step is to connect with a lender to initiate the process. Once you have connected with your local lender, the application process, instructions, and link can be found here.

 

Our Business Banking team is here to take the guesswork out of banking , affording you both the ability to concentrate on what’s truly important.

Lake Ridge Bank has expertise in commercial real estate and business lending, letters of credit, construction loans, and more.

Popularity and growth of leasing is due to various lease options, including 100% Financing: No Down Payment Required, and New or Used Equipment.

SBA Preferred Lender

Small Business Administration (SBA) loans are part of a federally funded program with several financial assistance options to help small businesses receive debt financing, surety bonds, and equity financing. Lake Ridge Bank is an SBA Preferred Lender, meaning your small business loan application process can be shortened.

Banknotes & Resources