Treasury Management

Meet Our Team

Time Is Money ... Take Advantage of Our Solutions

 

Lake Ridge Bank is focused on cutting the time it takes receivables to clear your account, which translates into greater cash flow and interest savings. Managing or extending payables can help you keep more cash where you need it, in your business. Developing a proper account structure can help you better manage your funds, segregate entities and reduce fraud risk. 

Fraudsters are always looking for ways to take your money and information, therefore, we have developed and implemented the tools you need to help secure your business from both internal and external fraud. 

Investing excess cash is a great way to grow your cash while keeping investment risk low. We can help you develop a short-term or long-term plan to maximize interest earned. We also look for ways to create efficiencies through customized reporting. Proper reporting can cut the hours it takes to run your business.

We take time to meet each client in person, learn about their business, unique needs and goals. From there, we use a solutions based approach to analyze the organization's strategy, cash flow patterns, investment opportunities, information needs and fraud prevention. We review this with our client for input and approval. Then we leverage the knowledge of our whole organization to deliver recommendations that ideally meet the unique needs of your business strategy.


 

We can provide operational efficiencies and technologies of a big bank, yet maintain a strong personal connection to our clients and our communities. As a community bank, we are only successful when our clients are successful. 

Our Treasury Management process is effective because we…

  • Evaluate and uncover client needs comprehensively
  • Build custom solutions to help grow their business and address their unique needs
  • Oversee the entire process personally, from the initial needs assessment through implementation and organization check-ins.
  • Encourage accountability to our clients in order to save them time and money, while streamlining their processes and operations
  • Know and treat our customers like family, it is personal for us because we are all part of the same community
  • Stay engaged with our clients, regardless of a financial need
  • Connect our clients with each other to help them network and succeed

ACH Origination Annual Assessment

This assessment outlines guidelines and procedures concerning the controls and measures your company employs to mitigate security breaches and financial losses.

RDC Annual Assessment

This assessment outlines guidelines and procedures concerning the controls and measures your company employs to mitigate security breaches and financial losses.

Explore our business payment options, including Automated Clearing House, Wire Transfer, International Payments and Mobile Wallet.

You work hard for your money, now let us keep it safe with check protection services, security tokens, multi-factor authentication and more.

Find the right account for your growing business. Explore our checking account options and Visa debit card features and benefits.

Your Lake Ridge Bank Business Credit Card comes customized with your logo, earns rewards and is always supported by local service.

You’ve worked hard to get to where you are today. Consider one of our many investment options to let your money work for you.

Clover can help simplify your operations with an all-in-one payment processing system and business management solution. Learn More

Investment & Cash Management

Our Cash Management Account offers investment options beyond those available through traditional business banking services, without sacrificing liquidity needs.

Banknotes & Resources

Banknotes Blog All Resources