Visa Credit Cards

Get A Card That Rewards You, And A Great Rate

Lake Ridge Bank has a range of cards for all our clients’ needs. Choose a lower rate, or the potential for a higher rate but earn valuable points with every purchase. You’ll be able to use your card in Apple Pay, Google Pay, Samsung Pay to make your purchases more convenient and secure. 

Click the arrows at the bottom to compare products.

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Signature card holders will have a higher spending limit and earn even MORE rewards points.

  • Earn 1.5 uChoose Rewards points for every $1 spent
  • Minimum Credit Limit of $5,000
  • No Annual Fee
  • No Foreign Transaction Fee
  • Digital Pay
  • Fraud Protection
  • Card Controls
  • Single sign-on with Lake Ridge Bank accounts
 

Current Offer: 0% introductory APR on balance transfers and purchases for six months, and 12.99%–18.99% APR thereafter!1

Our Platinum card is for a regular spender looking to collect reward points on everyday purchases. 

  • Earn 1 uChoose Rewards points for every $1 spent
  • No Annual Fee
  • Digital Pay
  • Fraud Protection
  • Card Controls
  • Single sign-on with Lake Ridge Bank account
 

Current Offer: 0% introductory APR on balance transfers and purchases for six months, and 10.99%–16.99% APR thereafter!2

Perfect for someone interested in a low fixed rate credit card and trying to build their credit.

  • No Annual Fee
  • Digital Pay
  • Fraud Protection
  • Card Controls
  • Single sign-on with Lake Ridge Bank accounts 
 

Current Offer: 0% introductory APR on purchases and balance transfers for six months, and 8.99%-14.99% APR thereafter!3

Card Controls

Get control and convenience from an app on your phone, for the cards in your wallet. Card Controls is a central hub for managing your cards and how they are used.

Digital Wallet

Pay quickly and conveniently at checkout in stores, online, and for in-app purchases.

uChoose Rewards

Lake Ridge Bank's Platinum and Signature Credit Card holders earn uChoose reward points for purchases. Choose from millions of items, including concert tickets, cruises, and even cash back.
Lost or Stolen Card? Traveling? Other Questions?Notify us immediately by calling (608) 223-3000 or (855) 256-7328. We are available: 8am–5:30 pm CST, Monday–Friday; 9am–12 pm CST, Saturday. Credit card after business hours: (855) 574-1510

To obtain a copy of your Credit Card Agreement, please email customersupport@lakeridge.bank and include your name, contact information and subject line " VISA Agreement Request." Or you can call us at (855) 256-7328.

 

1) Subject to credit approval. Interest rate after promotional period will be between 12.99%–18.99%APR based on your creditworthiness. Transaction fees for this card may include: ATM fee–$2.50, Cash Advance–$10 or 3% of the amount of each advance, whichever is greater.

2) Subject to credit approval. Interest rate after promotional period will be between 10.99%–16.99%APR based on your creditworthiness. Transaction fees for this card may include: ATM fee–$2.50,Foreign transaction–1% of each transaction in US Dollars, Cash Advance–$10 or 3% of the amount of each advance, whichever is greater.

3) Subject to credit approval. Interest rate after promotional period will be between 8.99%–14.99% APR based on your creditworthiness. Transaction fees for this card may include: ATM fee–$2.50, Foreign transaction–1% of each transaction in US Dollars, Cash Advance–$10 or 3% of the amount of each advance, whichever is greater.


**** Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by VISA, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.VISA.com/security