Business Credit Cards

Custom Cards with uChoose Rewards and Local Support

Our Business Visa credit card allows you to simplify your purchasing as well as manage and extend your payables by consolidating multiple purchases into a single payment. Along with the convenience of a single payment, design your card with your business logo, enjoy uChoose rewards including cash back, and receive personalized support from your banker.

Apply Now and Start Earning Points

To apply for a Lake Ridge Bank Business Visa Credit Card, download this application and send it to a business banker. Want to learn more? Contact us and we will get you connected to a business banker near you. 

Business Card Features and Benefits

Custom Design & No Annual Fee

Extend your branding with a customized card design that includes your logo, and enjoy no Annual Fee PLUS, an introductory rate of 0% APR on balance transfers and purchases for six months, and 14.88% APR thereafter!*

Rewards

Earn one uChoose Rewards point for every $1 you spend. Choose from millions of items including cash back!

SpendTrack

Manage your business credit card program with ease. The robust online credit card program management platform that makes tracking and understanding your business’ card spend easy.

Card Valet

Control your card with CardValet®, an app that lets you turn your card on/off, define spending limits by vendor type, limit where your card can be used and easily limit your employee’s individual monthly spend.

Personalized Service

Need to make a change to your limit? Skip the 800-number service and work directly with your local Lake Ridge Bank Business Banker.

Protection

Protect yourself with EMV chip card technology, real-time fraud and identity theft detection, replacements for lost or stolen cards and zero liability** for fraudulent charges.

Online Banking Services

When you own a business you’re never really off-the-job, and your bank shouldn’t be either. You should to be able to do your banking whenever and wherever you need to.

Business Online Banking is a secure and flexible solution that delivers intuitive online treasury management with next-generation, big bank features backed by bankers that live and work in your community.

With your credit card, you receive single sign on from online banking and the option to integrate transactions into your accounting software. 

Introducing SpendTrack

Manage your business credit card program with ease. SpendTrack’s integrated capabilities:

  • Promote higher employee engagement with easy-to-use expense tools
  • Enable quicker expense approvals via organized workflows
  • Drive better business decisions with insights into spend trends, merchant spend, and credit line usage
  • Control spend with tools for financial controls and audit documentation
  • Reduce overhead with cardholder self-service tools

Visa Gift Cards

Looking for the perfect gift? Lake Ridge Bank’s Visa Gift Cards offer a versatile and thoughtful way to treat someone special. Accepted anywhere Visa is used, these prepaid Visa cards make gifting simple, whether for holidays, birthdays, or just because. Stop by Lake Ridge Bank today to purchase your Visa Gift Card and share the gift of endless possibilities!

Banknotes & Resources

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*Subject to credit approval. Interest rate after promotional period will be 14.88% APR. Transaction fees for this card may include: ATM fee–$2.50,Foreign transaction–1% of each transaction in US Dollars, Cash Advance–$10 or 3% of the amount of each advance, whichever is greater.

**Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by VISA, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.VISA.com/security