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Mortgage Applications

 

Start Here: Get Pre-Approved

Stand out from other buyers and let them know you're serious. Once pre-approved and it comes time to make an offer on a home, you will be armed with a pre-approval letter that gets noticed. Your pre-approval will be from one of the most credible lenders in area - Lake Ridge Bank - and that means something. 

  • Shop for a new home knowing that you can afford the mortgage.
  • Pre-Approval is simply, free of charge process. Apply Today!

 

Mortgage Loan

Whether you're buying, building or refinancing, our flexible options and rates allow us to find the best mortgage solution to meet your needs. Our competitive rates and experienced, trusted mortgage advisors make the process hassle-free. Our online tools provide loads of information – you can even apply online and in many cases, get approved instantly, absolutely free, and with no obligation!

Construction Loan

With all the details and decisions of construction, we make financing the easy part. During the construction period, you will only make low, interest-only payments on the amount you use. We'll take care of coordinating the required inspections, as well as paying the contractor as work is completed, so that’s one less thing for you to worry about. Once construction is complete, we'll help you convert that construction loan into a long-term financing solution that's just right for you.