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Banking That’s More Than Personal, It’s Personalized

Lake Ridge Bank helps you simplify your financial life and experience the flexibility and convenience you need from your bank for a busy lifestyle. Our experienced associates are dedicated to helping you find solutions that work best for YOU. As a part of your community, we live, work, and play alongside you and your family. We are committed to providing each customer with a personalized experience focused on their needs. Lake Ridge Bank is here to make banking easy and prosperous for everyone in our community!

Digital Banking

Bank from anywhere, 24/7 with our digital banking solutions including mobile & online banking, digital wallet, Zelle®, and more.

Home Loans

Let our team of experienced Mortgage Lenders help you get into the home of your dreams. At Lake Ridge Bank we are your home for home mortgages!

Financial & Retirement Planning*

Whether you are approaching retirement or changing jobs, we have the expertise to help. *Investment products are Not FDIC Insured, Not Bank Guaranteed and May Lose Value

Banking Made Easier

At Lake Ridge Bank, making your banking simple is our business. Whether you're seeking a new bank, exploring loan options, or aiming to maximize your funds, our range of products is designed to assist you. Learn more about our latest promotions today.

Home Buying 101

Our favorite moment is when we can say, "Welcome to your new home." We know that purchasing a home can be stressful, and we're here to be your trusted partner. 

Featured Mortgage Rates

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Home Loan Rates are effective December 20, 2024, all rates, points and programs are subject to change at any time.  All loan products are subject to credit review and approval.  Monthly payment amounts shown above do not include real estate taxes and homeowner’s insurance premium.  Your actual payment obligation will be higher considering taxes and insurance premiums.

*APR = Annual Percentage Rate.  APR will vary based on final loan amount and finance charges. 

Fixed Rate Loans:  Rates shown are based on a $165,000 loan amount for the purchase of a single-family home located in Wisconsin that will be used as a primary residence for a qualified borrower with a credit score of 740 or better, and a loan to value of 60%.

Construction Loans:  Rate shown is based on a $300,000 loan amount for 12 months, interest payable monthly on advances made and a 20% down payment, 1–4-unit owner occupied with an established Lake Ridge Bank checking account with direct deposit.

WHEDA First Time Home Buyer (FTHB) Loans:  This product is available to individuals who are purchasing a property that will be used as a primary residence and has not owned a principal residence or had no ownership (sole or joint) in a principal residence in the past 3 years.  Rates shown are based on a $291,000 loan amount for the purchase of a single-family home located in Wisconsin that will be used as a primary residence for a qualified borrower with a credit score of 740 or better, and a loan to value of 97% with mortgage insurance (MI) and meets the annual qualified income (AQI) based on the area median income (AMI).

The information provided on this page is for comparative purposes only.  Your actual rate, terms and costs could be different; get an official Loan Estimate before choosing a loan.  Your rate, fees and terms may differ based on when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, debt to income ratio, loan to value and other product requirements and features.

Lake Ridge Bank | NMLS# 441735